Putting Down Roots in Kingswood

Posted 10 December 2019 by Helen Christie

Thanks to Persona’s Shared Ownership scheme, Steven was able to purchase his first home, a two-bedroom house in Kingswood...

Steven Goodwin, who is originally from Doncaster, moved to Hull for a job as an analytical chemist. After renting for two years the 24-year-old was keen to stay in the area and Persona’s Meaux Rise development offered the perfect opportunity.

Initially starting his search online, Steven admits he found the process of buying a home overwhelming at first. After visiting the Persona marketing suite however, he found a lot of his concerns were cleared up and was impressed by how everything was presented.

Steven says: “The process was a little confusing at first. Having never looked for a mortgage before or gone through the buying process, I felt a little overwhelmed. At the initial visit, Shared Ownership was explained very well and I had a good understanding.

“The buying process was very straightforward and I was kept well informed by Persona and my financial advisor. There was no pressure and I had the chance to browse the marketing information at my leisure.

“Persona were always happy to answer any questions that I had and, even after purchasing, have been more than helpful with any queries.”

As well as wanting to remain in Kingswood, Steven had two further requirements for his new home; parking and space.

“Parking was important as I use my car for commuting into work,” he says. “My absolute favourite thing is the spaciousness of my new home. All of the rooms are much larger than I anticipated; the bedrooms are very roomy and the living room is a perfect size.

“I wanted a large living space and two bedrooms of a good size, to be able to grow into. Both bedrooms are more than big enough, with plenty of room to add more storage. The living area is a perfect size, enough to have a comfortable hosting space as well as a dining area.

“The garden is a great size too. It was not something I prioritised but over summer it was a fantastic place to relax. Pricing of the two-bedroom home was similar to those in the area, however they were all much, much smaller than what was offered by Persona.”

Persona are unique in the market as all profits go towards providing affordable housing through their parent organisation Home Group - something Steven didn’t know when he bought his home.

He finishes: “I was not aware of this at the time. It would have only strengthened my decision to buy a Persona home.”

Persona at Meaux Rise offers a collection of two-, three- and four-bedroom homes starting at £140,000, with both Help to Buy and Assisted Move available. For more information visit https://www.yourpersonahome.com or call 0800 030 8888.

 

 

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A Guide To Part Buy Part Rent
With Home Reach you buy a share of your chosen newly built home and pay a monthly rent on the part you don’t buy. Your budget will decide the size of the share you buy, rather than the size of your home. So, you might decide to buy a bigger share of a lower priced home or a smaller share of a more expensive home.

You are able to purchase your share in either cash savings or by taking out a mortgage. If you are taking out a mortgage to finance your share, you will need to allow for a minimum of 5% deposit. The larger your deposit (typically 10%) the lower your mortgage repayments are likely to be.

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