Securing The Future Buying Through Shared Ownership

Posted 27 April 2020 by Keith Osborne

Stephen Edge used Shared Ownership to secure a two-bedroom home at Broughton Gardens in Crewe, Cheshire...

Using the government-backed Shared Ownership scheme, Stephen Edge was able secure a two-bedroom home at Guinness Homes’ Broughton Gardens in Crewe, Cheshire.

“I have lived in Crewe for a long time, just around the corner in a rented property, which I have resided in since 2012. I wanted to make sure my future was secure and that was when I started looking for somewhere, I could buy and could settle down properly,” said 53-year-old Stephen, who works as a salesman at Mercedes-Benz in Macclesfield.

“At Broughton Gardens, I thought the layout was fantastic and the size of the home suited me perfectly. The location is also just a short journey to my work which makes life easy.”

Broughton Gardens comprises a collection of two-, three- and four-bedroom houses available through the Shared Ownership scheme and benefiting from lawn gardens, dedicated parking and attractive green areas throughout the development.

Broughton GardensStreet scene from Broughton Gardens

Stephen continued: “Shared Ownership really suits me because the mortgage is affordable, and the additional rent is only a little bit extra which, as I have bought alone, is ideal and has given me the opportunity to get on the property ladder as a single person. I chose Broughton Gardens because of the Shared Ownership option, the fact that it is a new-build and because it is in the exact location that I wanted to live. None of the other homes I looked at lived up to these three factors, so I was really lucky to find somewhere that ticked all my boxes.

“In terms of living in a community, I get along well with a few of my neighbours who like to chat and we cross paths regularly. When I initially moved in, my next-door neighbour gave me his password to his wifi so I could listen to my radio before my wifi was set up yet, which was a really nice, friendly gesture. I am also a keen golfer and I am a member at Sandbach Golf Club, where I have many friends and love to go and play regularly, which makes living here perfect as I am just ten minutes from the club.”

Looking to the future at Broughton Gardens, Stephen said: “I am looking forward to doing quite a lot with the garden in the spring. It is a perfect size for me, but I want to make a few changes, I am planning on extending the patio to make it a bit larger and I might put down artificial grass which is so much easier to manage. I am looking forward to having my family, who live about 40 minutes away in Chester, to come and stay as I am now all settled in and ready for visitors.

“I would definitely recommend Broughton Gardens to friends and family, especially the second phase of the development, which looks fabulous. For me, Shared Ownership was a brilliant solution. It suited me perfectly and will be ideal for a lot of other people, both my age and younger people who are desperate to get on the property ladder and don’t have a large disposable income. The rent I was paying before was slightly less than I am paying now but it’s completely worth the change as I am investing in my own property and securing my future.”

Prices at Broughton Gardens start from £43,750 for a 25% share of a two-bedroom house (based on a full market value of £175,000).

Find out more at


Find retirement homes developments in the North West
Find affordable homes developments in the North West
Find luxury homes developments in the North West


Oliver and Jessica at home at SO Resi Alfold
29 April 2021
Oliver and Jessica, thwarted by the demands of their mortgage lender, took the option of Shared Ownership with SO Resi...Read more
Case Studies
Olivia and Michele with the Golding Homes team
9 April 2021
Resuscitation coordinator Olivia and partner Michele have purchased their first home through Shared Ownership in Kent...Read more
Case Studies
Farah Choudrey
6 April 2021
Farah Choudrey has found her perfect home with award-winning London Square at its popular Surrey development...Read more
Case Studies
Dimitri Upton at home at Cricket Field Grove
24 December 2020
Dimitri found the open market in Berkshire too expensive but used Home Reach to purchase a share of a brand new apartment...Read more
Case Studies
Elizabeth McCarthy and family at home
13 November 2020
Shared Ownership gave Elizabeth the opportunity to buy a brand new home in the Gloucestershire village of Pucklechurch...Read more
Case Studies
Ilona Lubojemska at home at Woodberry Down
29 October 2020
Having 'staircased' through Shared Ownership, Ilona Lubojemska bought her new home at Woodberry Down outright...Read more
Case Studies
A Guide To Part Buy Part Rent
Part Rent Part Buy is a scheme you can use with Home Reach where you buy a share of your chosen newly built home and pay a monthly rent on the part you don’t buy. Find your part buy part rent house today!

Click here to see your activities