Government Mortgage Schemes

Posted 10 September 2015 by Keith Osborne

Mortgage schemes provided by the government and housebuilders to help people buy new build homes. Find out how it could help you here.

It’s not always easy to buy a property without a little help, and there are a number of mortgage schemes open to buyers of new homes which are offered by the government and individual housebuilders and developers.

Some of these mortgage schemes are only available to first-time buyers, others are also offered to homeowners.

​There are usually some eligibility criteria to consider for each of these schemes, based on the property value and/or the earnings of the buyer. Some schemes are only open to those intending to live in the property, not to buy-to-let investors.

Among the goverment mortgage schemes currently available are:

Shared Ownership

Help to Buy

Help to Buy Wales

Shared Equity

Intermediate Rent


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