Buying a new home

Posted 10 September 2015 by Keith Osborne

An introduction to the topics that homebuyers need to consider when purchasing a brand new property

For most of us, buying a new home is the biggest investment we'll ever make – so it's really important to do it right.

There are many elements to take care of and lots of jargon to deal with. There's choosing the home you want in the first place; then you'll need to organise finance, legal help and moving your possessions from your current home to your new one. You'll be coordinating with several other parties, so you'll need to be patient and diplomatic, but also single-minded.

​Buying a home is a legal contract, of course, so it's particularly important to get the best legal help you can. The housebuilder you are buying from can often recommend a solicitor to you, but you may find it better to get your own solicitor independently.

It's important to bear in mind that the legal and finance processes can take time, so you need to factor that into your expectations.

Here are the things you really need to read before going too far in your property search:

  • The buying process
  • The costs of buying a home
  • Conveyancing and contracts
  • Budgeting for your deposit and costs
  • Understanding the local market
  • Good school guides
  • Finding your ideal home
  • Furnishing your new home​
  • Setting up utilities

 

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